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Use our calculator to determine your Zakat obligation accurately. Simply enter your assets and liabilities below.
Zakat is one of the Five Pillars of Islam. It is an obligatory act of charity requiring Muslims to give 2.5% of their qualifying wealth to those in need each year.
Zakat is only due when your net wealth exceeds the Nisab — the minimum threshold equivalent to the value of 612.36 grams of silver (approximately £350). Wealth must be held for one lunar year.
Zakat can be given to eight categories of recipients as outlined in the Quran (9:60), including the poor, the needy, those in debt, and travellers in need.
Silver Nisab
£350.00
612.36g of silver
Gold Nisab
£5,200.00
87.48g of gold
Enter the current value of each asset
Physical cash, currency notes and coins
Current accounts, savings accounts, fixed deposits
Cash held in Individual Savings Accounts
Nisab values are approximate. Verify current gold/silver prices for accuracy. For guidance only — consult a scholar for specific rulings.
Find answers to frequently asked questions about Zakat and how to calculate it.
No. Your primary residence, personal car, furniture, and clothing are not subject to Zakat. Only wealth held for investment or trade purposes is Zakatable.
Yes. Most scholars agree that gold and silver jewellery is subject to Zakat based on its weight and current market value, regardless of whether it is worn regularly.
Use the current market value of your shares, stocks, mutual funds, and other investments on your Zakat anniversary date.
The gold Nisab is based on 87.48g of gold, while the silver Nisab is based on 612.36g of silver. Most scholars recommend using the silver Nisab as it is lower, meaning more people qualify to pay Zakat and more people in need benefit.
Yes. Many scholars permit paying Zakat before its due date, especially if there is an urgent need. This is common during Ramadan when rewards are multiplied.
You may deduct upcoming mortgage payments (e.g., the next 12 months of payments) from your Zakatable assets. However, you cannot deduct the full remaining mortgage balance. Consult a scholar for your specific situation.